The Challenge
Budgeting apps either want your bank login and sell your data, or they’re spreadsheets in disguise. Most people just want to know where their money went this month — without linking accounts or learning an envelope system.
Our Approach
Ask Monie keeps it fast and private: log any transaction in seconds, set simple budgets, and watch goals fill up. Everything is stored on device — no account, no bank connection, no tracking. A glance tells you where the money is going.
Key Features
- 5-second logging — capture a transaction before the receipt hits your pocket
- Budgets that make sense — set them by category and see them in real time
- Goals — save toward the things you’re actually working for
- Apple Watch — log and check in from your wrist
- Private by design — offline-first, no account, no bank login